Fund Safety Guide β May 2026
JustMarkets Fund Safety β How Your Money Is Protected β Segregation, Licences & Negative Balance 2026
This guide explains exactly how JustMarkets protects client funds: segregated accounts across all entities, negative balance protection globally, what regulatory oversight applies to your deposits, and the honest limits of that protection depending on which entity serves your country.
Client Fund Segregation at JustMarkets β How It Works
Client fund segregation means your deposited trading capital is held in bank accounts that are legally and operationally separate from JustMarkets' own company funds. JustMarkets cannot use your deposited funds to pay its operational expenses, salaries, office costs, or any company liabilities.
In practice: when you deposit $500 to your JustMarkets Standard account, those $500 are transferred to a segregated client account at a partner bank β not mixed with JustMarkets' corporate treasury. Your trading P&L is tracked within the platform and your balance is always your property, not a company liability.
What segregation protects against
- βJustMarkets using client deposits for company operations
- βClient funds being seized by creditors if JustMarkets faces operational debt
- βCommingling of client and company funds in routine business
What segregation does NOT fully protect against
- βOutright fraud β if management deliberately misappropriates segregated funds, legal recovery takes time and may be incomplete
- βInsolvency deeper than segregated funds β if the segregated account itself is insufficient due to losses, recovery may be partial
- βOffshore entity limitations β FSA Seychelles and FSC Mauritius do not have compensation schemes to top up segregated fund shortfalls
Negative Balance Protection β Global Policy
JustMarkets provides negative balance protection on all accounts globally as a voluntary policy. This means if extreme market volatility β such as a flash crash, weekend gap, or major news event β causes your account equity to fall below zero, JustMarkets resets your balance to zero at no cost to you.
| Scenario | Without neg. balance prot. | With neg. balance prot. (JustMarkets) |
|---|---|---|
| Gap causes -$150 loss on $100 deposit | Owe broker $50 | Balance resets to $0 |
| Flash crash causes -$300 loss on $200 deposit | Owe broker $100 | Balance resets to $0 |
| Market event causes -$1,000 loss on $500 deposit | Owe broker $500 | Balance resets to $0 |
Regulatory Licences and Their Fund Protection Levels
| Entity | Regulator | Compensation scheme | Fund protection level |
|---|---|---|---|
| JustMarkets Ltd (CySEC) | CySEC Cyprus 401/21 | ICF up to β¬20,000 per client | High β EU MiFID II |
| Just Global Markets (Pty) Ltd (FSCA) | FSCA South Africa | FSCA claims process | Medium β FAIS compliant |
| Just Global Markets Ltd (FSA) | FSA Seychelles SD088 | None | Lower β offshore entity |
| Just Global Markets (MU) Ltd (FSC) | FSC Mauritius GB22200881 | None | Lower β offshore entity |
Investor Compensation β Who Has It and Who Does Not
CySEC Investor Compensation Fund (ICF)
EU residents served via the CySEC entity are covered by the ICF. If JustMarkets Ltd (CySEC) became unable to meet its financial obligations, eligible clients could claim up to β¬20,000 per person. This is a meaningful backstop β but applies only to CySEC entity clients (EU residents).
FSA Seychelles, FSC Mauritius, BVI FSC β no equivalent scheme
Clients served via the offshore entities have no equivalent investor compensation fund. If the company became insolvent and segregated funds were insufficient, there is no regulatory backstop to guarantee recovery. This is standard for offshore-regulated brokers and a known trade-off for accessing higher leverage and broader instrument availability.
Honest Limits of JustMarkets Fund Protection
JustMarkets has a 12-year operating history (founded 2012 as JustForex), a 4.4-star Trustpilot rating from 3,000+ reviews, and no major regulatory sanctions on record. These are positive indicators. However, the honest limits are:
- βSegregation policy in place and stated in public disclosures
- βNegative balance protection provided voluntarily globally
- β12+ years operating without fund safety incidents
- βCySEC entity provides ICF coverage for EU traders
- βMost international clients on FSA Seychelles β no compensation fund
- βOffshore entity oversight is lighter β fewer regulatory audits and requirements
- βNo independent third-party verification of segregated fund status publicly available
- βHigher leverage (1:3,000) means faster account depletion risk is a client-side concern
Open a JustMarkets Account
Segregated client funds Β· Negative balance protection Β· $10 minimum Β· Multi-regulated
